Vitamin D is essential for both your body and skin. While coconut oil blocks UV rays by 75%, thanks to its SPF of 4, it also allows your skin to absorb the goodness of vitamin D rapidly.2. Coconut Oil Nourishes And Protects Your SkinDuring a tanning session, your skin is exposed to strong sunlight and harmful UV rays. Coconut oil helps cut down skin damage with the help of the stable saturated fats in it that form a protective layer on your skin (1). These saturated fats and vitamins also help reduce the loss of moisture from your skin. Additionally, coconut oil helps replenish the natural shine of your skin.