H1a: There is a positive relationship between PU and AT.H2a: There is a positive relationship between PEoU and AT.H3a: There is a positive relationship between SN and AT.H4a: There is a positive relationship between AT and actual use of ICT (AU).H5a: There is a positive relationship between PU and actual use of ICT (AU).H6a: There is a positive relationship between PEoU and actual use of ICT (AU).H7a: There is a positive relationship between SN and actual use of ICT (AU).H8a: AT mediates the effects of PU on actual use of ICT (AU).H9a: AT mediates the effects of PEoU on actual use of ICT (AU).H10a: AT mediates the effects of SNs on actual use of ICT (AU).