I further declare that neither I, nor any joint obligor or authorized user on this account, have used this credit card number for any of the transaction listed below (the transactions), excluding those transaction that I have initialed. I have not authorize anyone else, orally or in writing, nor have I given actual consent nor do I have knowledge of the implied consent, to engage the transactions listed below. I have not received and will not receive any benefit, directly, or indirectly, from any of these transactions, internet/telephone/mail orders in connection with any of the transactions below or application bearing my purported signature are or will be forgeries.